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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,324 | $144,130-6.8% | $117,861+14.0% | $147,586-9.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 12.74% | 531.20%-518.5pp | 335.11%-322.4pp | 578.59%-565.9pp |
| Employer contribution / active EE | $15,875 | $4,897+224.2% | $3,786+319.3% | $4,876+225.5% |
| Participant deferral / active EE | $12,472 | $5,316+134.6% | $4,482+178.3% | $5,439+129.3% |
| Admin fee / account holder | $691 | $10,887-93.7% | $8,021-91.4% | $10,886-93.7% |