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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,839 | $107,733-62.1% | $92,985-56.1% | $154,746-73.6% |
| Participation rate | 57.1% | 74.6%-17.4pp | 69.5%-12.3pp | 80.7%-23.6pp |
| Annual return | 13.68% | 30.39%-16.7pp | 27.99%-14.3pp | 172.34%-158.7pp |
| Employer contribution / active EE | $3,190 | $3,126+2.0% | $2,662+19.8% | $4,379-27.2% |
| Participant deferral / active EE | $3,981 | $5,053-21.2% | $4,377-9.0% | $6,730-40.8% |
| Admin fee / account holder | $1,878 | $11,369-83.5% | $9,463-80.2% | $14,365-86.9% |