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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $103,834 |
HAYS FINANCIAL GROUP2 years Service code 27 · EIN 41-1931920 | Advisory (Plan) | $45,889 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,173 | $91,394-63.7% | $130,026-74.5% | $74,440-55.4% |
| Participation rate | 93.6% | 77.8%+15.9pp | 78.5%+15.1pp | 70.7%+22.9pp |
| Annual return | 16.73% | 23.20%-6.5pp | -137.26%+154.0pp | 34.37%-17.6pp |
| Employer contribution / active EE | $888 | $2,565-65.4% | $4,321-79.4% | $2,638-66.3% |
| Participant deferral / active EE | $4,457 | $4,721-5.6% | $5,821-23.4% | $4,529-1.6% |
| Admin fee / account holder | $135 | $284-52.2% | $10,608-98.7% | $348-61.0% |