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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $107,479 |
SHEPHERD KAPLAN LLC1 year Filed as: SHEPHERD KAPLAN KROCHUK LLC Service code 51 · EIN 83-0368447 | Investment Mgmt Fees | $65,000 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,040 | $78,419-57.9% | $133,971-75.3% | $73,412-55.0% |
| Participation rate | 86.5% | 78.6%+7.9pp | 79.8%+6.6pp | 72.2%+14.3pp |
| Annual return | 13.49% | 33.35%-19.9pp | 45.09%-31.6pp | 59.30%-45.8pp |
| Employer contribution / active EE | $651 | $2,044-68.1% | $3,919-83.4% | $2,234-70.8% |
| Participant deferral / active EE | $3,513 | $3,925-10.5% | $5,047-30.4% | $3,806-7.7% |
| Admin fee / account holder | $170 | $161+5.2% | $8,929-98.1% | $158+7.5% |