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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,072 | $73,978+1.5% | $96,515-22.2% | $75,173-0.1% |
| Participation rate | 76.9% | 66.4%+10.5pp | 74.3%+2.6pp | 67.2%+9.7pp |
| Annual return | 16.07% | 26.72%-10.7pp | 35.73%-19.7pp | 160.72%-144.6pp |
| Employer contribution / active EE | $3,110 | $2,931+6.1% | $3,740-16.8% | $2,671+16.5% |
| Participant deferral / active EE | $5,619 | $3,660+53.5% | $4,880+15.2% | $4,126+36.2% |
| Admin fee / account holder | $12,695 | $5,219+143.3% | $6,735+88.5% | $5,651+124.7% |