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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,487 | $65,364+26.2% | $92,909-11.2% | $72,975+13.0% |
| Participation rate | 67.6% | 68.3%-0.7pp | 76.0%-8.4pp | 69.5%-1.8pp |
| Annual return | 22.72% | 42.11%-19.4pp | 109.44%-86.7pp | 81.01%-58.3pp |
| Employer contribution / active EE | $3,260 | $2,594+25.6% | $3,653-10.8% | $2,440+33.6% |
| Participant deferral / active EE | $5,868 | $3,128+87.6% | $4,238+38.5% | $3,608+62.7% |
| Admin fee / account holder | $5,438 | $4,251+27.9% | $5,795-6.2% | $5,124+6.1% |