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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,988 | $72,273+57.7% | $101,275+12.6% | $79,856+42.7% |
| Participation rate | 61.1% | 68.5%-7.3pp | 75.8%-14.7pp | 69.6%-8.5pp |
| Annual return | 21.62% | 22.30%-0.7pp | 46.48%-24.9pp | 31.71%-10.1pp |
| Employer contribution / active EE | $2,933 | $2,691+9.0% | $3,660-19.9% | $2,471+18.7% |
| Participant deferral / active EE | $5,492 | $3,282+67.4% | $4,371+25.7% | $3,741+46.8% |
| Admin fee / account holder | $5,752 | $4,401+30.7% | $5,948-3.3% | $5,306+8.4% |