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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,839 | $81,504+18.8% | $102,437-5.5% | $80,959+19.6% |
| Participation rate | 83.7% | 66.9%+16.8pp | 74.5%+9.2pp | 67.7%+16.0pp |
| Annual return | 14.18% | 25.60%-11.4pp | 24.95%-10.8pp | 35.67%-21.5pp |
| Employer contribution / active EE | $3,529 | $3,104+13.7% | $3,871-8.8% | $2,757+28.0% |
| Participant deferral / active EE | $6,099 | $3,871+57.6% | $5,060+20.5% | $4,300+41.8% |
| Admin fee / account holder | $4,723 | $6,719-29.7% | $8,388-43.7% | $6,925-31.8% |