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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,771 | $161,352-41.3% | $134,172-29.4% | $137,256-31.0% |
| Participation rate | 94.4% | 78.3%+16.2pp | 72.5%+22.0pp | 80.0%+14.5pp |
| Annual return | 16.02% | 28.72%-12.7pp | 25.30%-9.3pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,416 | $4,099-41.1% | $3,420-29.4% | $4,156-41.9% |
| Participant deferral / active EE | $6,261 | $5,552+12.8% | $4,690+33.5% | $6,407-2.3% |
| Admin fee / account holder | $2,162 | $15,028-85.6% | $12,016-82.0% | $12,270-82.4% |