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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,877 | $47,848+31.4% | $81,473-22.8% | $70,124-10.3% |
| Participation rate | 58.3% | 58.3%+0.1pp | 68.0%-9.6pp | 69.5%-11.2pp |
| Annual return | 16.19% | 27.25%-11.1pp | 38.78%-22.6pp | 73.14%-57.0pp |
| Employer contribution / active EE | $0 | $1,527-100.0% | $2,568-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,940 | $2,453-20.9% | $3,537-45.2% | $3,332-41.8% |
| Admin fee / account holder | $6,806 | $3,145+116.4% | $4,561+49.2% | $4,645+46.5% |