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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,227 | $43,075+25.9% | $74,577-27.3% | $62,881-13.8% |
| Participation rate | 61.7% | 58.1%+3.6pp | 68.1%-6.4pp | 69.3%-7.6pp |
| Annual return | 7.15% | 17.50%-10.4pp | 20.47%-13.3pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,949 | $1,498+30.2% | $2,525-22.8% | $2,281-14.5% |
| Participant deferral / active EE | $0 | $2,389-100.0% | $3,458-100.0% | $3,203-100.0% |
| Admin fee / account holder | $10,060 | $2,840+254.2% | $4,138+143.1% | $4,296+134.2% |