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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,835 | $183,627-54.3% | $155,602-46.1% | $145,978-42.6% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 17.27% | 61.32%-44.0pp | 64.81%-47.5pp | 550.52%-533.2pp |
| Employer contribution / active EE | $1,862 | $5,316-65.0% | $4,675-60.2% | $4,662-60.1% |
| Participant deferral / active EE | $3,054 | $6,466-52.8% | $5,629-45.7% | $6,690-54.3% |
| Admin fee / account holder | $11,754 | $19,327-39.2% | $15,923-26.2% | $13,400-12.3% |