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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,891 | $181,896-85.2% | $156,551-82.8% | $273,972-90.2% |
| Participation rate | 81.8% | 88.4%-6.6pp | 84.0%-2.2pp | 83.0%-1.2pp |
| Annual return | 10.60% | 30.74%-20.1pp | 32.23%-21.6pp | 41.46%-30.9pp |
| Employer contribution / active EE | $1,733 | $6,248-72.3% | $5,501-68.5% | $4,869-64.4% |
| Participant deferral / active EE | $2,401 | $5,550-56.7% | $4,871-50.7% | $5,287-54.6% |
| Admin fee / account holder | $587 | $15,560-96.2% | $13,028-95.5% | $10,133-94.2% |