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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,884 | $78,520-95.1% | $96,576-96.0% | $82,448-95.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | 19.91% | 41.30%-21.4pp | 38.47%-18.6pp | 41.64%-21.7pp |
| Employer contribution / active EE | $777 | $2,630-70.4% | $3,553-78.1% | $2,551-69.5% |
| Participant deferral / active EE | $1,421 | $6,754-79.0% | $7,956-82.1% | $4,139-65.7% |
| Admin fee / account holder | $413 | $13,455-96.9% | $11,381-96.4% | $7,234-94.3% |