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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,884 | $77,358-95.0% | $102,184-96.2% | $87,485-95.6% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 19.91% | 41.11%-21.2pp | 31.58%-11.7pp | 26.06%-6.2pp |
| Employer contribution / active EE | $777 | $2,562-69.7% | $3,594-78.4% | $2,596-70.1% |
| Participant deferral / active EE | $1,421 | $6,753-79.0% | $8,309-82.9% | $4,274-66.8% |
| Admin fee / account holder | $413 | $6,809-93.9% | $11,609-96.4% | $7,775-94.7% |