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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,636 | $102,595+27.3% | $94,057+38.9% | $154,746-15.6% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 80.7%-5.7pp |
| Annual return | 18.12% | 583.42%-565.3pp | 480.62%-462.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,805 | $3,147-42.7% | $2,933-38.5% | $4,379-58.8% |
| Participant deferral / active EE | $5,435 | $5,118+6.2% | $4,709+15.4% | $6,730-19.3% |
| Admin fee / account holder | $738 | $7,736-90.5% | $7,244-89.8% | $14,365-94.9% |