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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,501 | $71,872-8.9% | $86,691-24.4% | $68,495-4.4% |
| Participation rate | 65.6% | 72.2%-6.6pp | 76.6%-11.0pp | 67.9%-2.3pp |
| Annual return | -17.91% | 3.53%-21.4pp | 35.94%-53.9pp | -7.84%-10.1pp |
| Employer contribution / active EE | $1,809 | $2,173-16.7% | $2,837-36.2% | $2,596-30.3% |
| Participant deferral / active EE | $3,018 | $3,779-20.1% | $4,656-35.2% | $4,028-25.1% |
| Admin fee / account holder | $827 | $6,112-86.5% | $7,492-89.0% | $5,403-84.7% |