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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,087 | $78,428-24.7% | $95,960-38.4% | $79,852-26.0% |
| Participation rate | 65.9% | 73.5%-7.6pp | 77.1%-11.2pp | 69.6%-3.8pp |
| Annual return | 17.54% | 19.37%-1.8pp | 91.63%-74.1pp | 31.72%-14.2pp |
| Employer contribution / active EE | $1,061 | $1,945-45.4% | $2,541-58.2% | $2,471-57.0% |
| Participant deferral / active EE | $1,785 | $3,440-48.1% | $4,167-57.2% | $3,740-52.3% |
| Admin fee / account holder | $135 | $5,622-97.6% | $6,797-98.0% | $5,306-97.5% |