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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,462 | $72,272-30.2% | $101,264-50.2% | $79,858-36.8% |
| Participation rate | 96.9% | 68.5%+28.5pp | 75.8%+21.1pp | 69.6%+27.3pp |
| Annual return | 11.28% | 22.30%-11.0pp | 46.48%-35.2pp | 31.72%-20.4pp |
| Employer contribution / active EE | $2,066 | $2,692-23.2% | $3,660-43.5% | $2,471-16.4% |
| Participant deferral / active EE | $3,309 | $3,282+0.8% | $4,370-24.3% | $3,740-11.5% |
| Admin fee / account holder | $2,355 | $4,401-46.5% | $5,947-60.4% | $5,306-55.6% |