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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,835 | $63,346-38.7% | $92,240-57.9% | $70,126-44.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 12.72% | 530.19%-517.5pp | 176.29%-163.6pp | 73.15%-60.4pp |
| Employer contribution / active EE | $1,870 | $2,471-24.3% | $3,680-49.2% | $2,343-20.2% |
| Participant deferral / active EE | $2,635 | $2,854-7.7% | $3,897-32.4% | $3,332-20.9% |
| Admin fee / account holder | $4,372 | $3,841+13.8% | $5,194-15.8% | $4,645-5.9% |