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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,078 | $111,785-70.4% | $93,669-64.7% | $145,877-77.3% |
| Participation rate | 93.3% | 74.2%+19.1pp | 68.7%+24.6pp | 80.3%+13.0pp |
| Annual return | 160.89% | 203.79%-42.9pp | 133.59%+27.3pp | 551.28%-390.4pp |
| Employer contribution / active EE | $4,686 | $3,096+51.3% | $2,424+93.3% | $4,663+0.5% |
| Participant deferral / active EE | $4,978 | $4,919+1.2% | $4,416+12.7% | $6,691-25.6% |
| Admin fee / account holder | $723 | $10,256-93.0% | $8,291-91.3% | $13,402-94.6% |