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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,383 | $72,071+379.2% | $68,368+405.2% | $137,256+151.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.10% | 353.14%-342.0pp | 292.57%-281.5pp | 220.34%-209.2pp |
| Employer contribution / active EE | $18,385 | $2,788+559.4% | $2,649+594.0% | $4,156+342.4% |
| Participant deferral / active EE | $5,425 | $4,410+23.0% | $4,123+31.6% | $6,407-15.3% |
| Admin fee / account holder | $34,812 | $5,336+552.4% | $5,150+576.0% | $12,270+183.7% |