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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,981 | $88,710-3.1% | $81,783+5.1% | $145,959-41.1% |
| Participation rate | 25.0% | 75.0%-50.0pp | 72.4%-47.4pp | 80.3%-55.3pp |
| Annual return | 14.51% | 1027.26%-1012.7pp | 775.05%-760.5pp | 561.95%-547.4pp |
| Employer contribution / active EE | $943 | $3,083-69.4% | $2,913-67.6% | $4,661-79.8% |
| Participant deferral / active EE | $4,196 | $4,645-9.7% | $4,320-2.9% | $6,689-37.3% |
| Admin fee / account holder | $8,660 | $8,407+3.0% | $7,380+17.3% | $13,398-35.4% |