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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,294 | $96,630-56.2% | $86,605-51.2% | $139,427-69.7% |
| Participation rate | 28.6% | 74.4%-45.8pp | 71.7%-43.1pp | 80.3%-51.8pp |
| Annual return | 29.42% | 106.48%-77.1pp | 591.39%-562.0pp | 373.27%-343.8pp |
| Employer contribution / active EE | $1,880 | $3,264-42.4% | $3,023-37.8% | $4,752-60.4% |
| Participant deferral / active EE | $5,300 | $4,836+9.6% | $4,438+19.4% | $6,711-21.0% |
| Admin fee / account holder | $824 | $6,405-87.1% | $5,611-85.3% | $11,404-92.8% |