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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,294 | $96,691-56.3% | $86,656-51.2% | $139,487-69.7% |
| Participation rate | 28.6% | 74.4%-45.8pp | 71.7%-43.1pp | 80.3%-51.8pp |
| Annual return | 29.42% | 106.87%-77.4pp | 593.09%-563.7pp | 373.84%-344.4pp |
| Employer contribution / active EE | $1,880 | $3,267-42.4% | $3,025-37.8% | $4,755-60.5% |
| Participant deferral / active EE | $5,300 | $4,838+9.6% | $4,439+19.4% | $6,713-21.0% |
| Admin fee / account holder | $824 | $6,414-87.1% | $5,619-85.3% | $11,407-92.8% |