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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,032 | $63,342-52.6% | $92,236-67.4% | $70,131-57.2% |
| Participation rate | 76.7% | 68.7%+8.0pp | 76.5%+0.2pp | 69.5%+7.1pp |
| Annual return | 16.40% | 530.15%-513.8pp | 176.29%-159.9pp | 73.14%-56.7pp |
| Employer contribution / active EE | $8,514 | $2,471+244.5% | $3,679+131.4% | $2,342+263.5% |
| Participant deferral / active EE | $1,256 | $2,854-56.0% | $3,897-67.8% | $3,332-62.3% |
| Admin fee / account holder | $1,383 | $3,840-64.0% | $5,194-73.4% | $4,645-70.2% |