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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,827 | $74,535+135.9% | $100,712+74.6% | $82,637+112.8% |
| Participation rate | 93.1% | 61.2%+31.9pp | 69.3%+23.8pp | 68.1%+25.0pp |
| Annual return | 14.95% | 18.92%-4.0pp | 33.27%-18.3pp | 53.51%-38.6pp |
| Employer contribution / active EE | $845 | $1,503-43.8% | $2,313-63.5% | $2,552-66.9% |
| Participant deferral / active EE | $6,738 | $3,074+119.2% | $4,085+64.9% | $4,126+63.3% |
| Admin fee / account holder | $400 | $6,576-93.9% | $9,256-95.7% | $7,339-94.5% |