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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,741 | $65,027+70.3% | $90,970+21.7% | $79,852+38.7% |
| Participation rate | 87.9% | 61.6%+26.3pp | 69.0%+18.9pp | 69.6%+18.2pp |
| Annual return | 0.94% | 30.45%-29.5pp | 134.58%-133.6pp | 31.72%-30.8pp |
| Employer contribution / active EE | $795 | $1,247-36.2% | $2,122-62.5% | $2,471-67.8% |
| Participant deferral / active EE | $5,058 | $2,512+101.4% | $3,373+49.9% | $3,740+35.2% |
| Admin fee / account holder | $15,613 | $4,535+244.2% | $5,960+161.9% | $5,306+194.2% |