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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,564 | $160,028+69.1% | $147,080+84.0% | $145,884+85.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 21.23% | 98.60%-77.4pp | 420.17%-398.9pp | 551.85%-530.6pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,712 | $8,422-8.4% | $8,066-4.4% | $6,690+15.3% |
| Admin fee / account holder | $18,849 | $15,030+25.4% | $12,989+45.1% | $13,392+40.7% |