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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,700 | $78,425+90.9% | $95,956+56.0% | $79,858+87.5% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 6.44% | 19.37%-12.9pp | 91.63%-85.2pp | 31.72%-25.3pp |
| Employer contribution / active EE | $6,770 | $1,945+248.0% | $2,541+166.4% | $2,471+174.0% |
| Participant deferral / active EE | $4,183 | $3,440+21.6% | $4,167+0.4% | $3,740+11.8% |
| Admin fee / account holder | $4,343 | $5,622-22.8% | $6,797-36.1% | $5,306-18.2% |