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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,711 | $60,349+83.5% | $74,184+49.2% | $62,881+76.1% |
| Participation rate | 98.6% | 72.7%+25.9pp | 76.6%+22.0pp | 69.3%+29.3pp |
| Annual return | 4.27% | 21.38%-17.1pp | 17.74%-13.5pp | 20.14%-15.9pp |
| Employer contribution / active EE | $5,268 | $1,680+213.5% | $2,370+122.3% | $2,281+131.0% |
| Participant deferral / active EE | $3,258 | $2,856+14.1% | $3,550-8.2% | $3,203+1.7% |
| Admin fee / account holder | $3,233 | $4,261-24.1% | $5,586-42.1% | $4,296-24.7% |