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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT6 years Filed as: RBC WEALTH MGMT A DIV OF RBC CAP Service code 27 · EIN 41-1416330 | Advisory (Plan) | $71,436 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING Service code 27 · EIN 84-4519624 | Advisory (Plan) | $37,286 |
HANCOCK ASKEW & CO., LLP2 years Service code 10 · EIN 58-0662558 | Accounting | $7,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$79,831 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,332 | $82,163+12.4% | $125,363-26.3% | $64,814+42.5% |
| Participation rate | 93.0% | 77.9%+15.1pp | 82.4%+10.6pp | 71.5%+21.5pp |
| Annual return | -17.65% | 3.49%-21.1pp | 572.15%-589.8pp | 32.84%-50.5pp |
| Employer contribution / active EE | $3,077 | $3,616-14.9% | $4,815-36.1% | $2,507+22.8% |
| Participant deferral / active EE | $11,226 | $7,175+56.5% | $7,447+50.8% | $4,310+160.4% |
| Admin fee / account holder | $78 | $163-52.0% | $10,005-99.2% | $188-58.3% |