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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT4 years Filed as: RBC WEALTH MGMT A DIV OF RBC CAP Service code 27 · EIN 41-1416330 | Advisory (Plan) | $80,309 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$17,444 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,188 | $99,957+17.2% | $149,730-21.7% | $73,493+59.5% |
| Participation rate | 96.0% | 75.7%+20.3pp | 82.5%+13.5pp | 70.7%+25.3pp |
| Annual return | 18.29% | 53.87%-35.6pp | 276.70%-258.4pp | 28.51%-10.2pp |
| Employer contribution / active EE | $2,701 | $3,191-15.4% | $4,645-41.9% | $2,270+19.0% |
| Participant deferral / active EE | $11,194 | $6,073+84.3% | $6,843+63.6% | $3,740+199.3% |
| Admin fee / account holder | $192 | $551-65.2% | $9,310-97.9% | $513-62.6% |