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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,959 | $27,632-42.2% | $61,452-74.0% | $68,486-76.7% |
| Participation rate | 37.9% | 39.5%-1.6pp | 52.6%-14.6pp | 67.9%-30.0pp |
| Annual return | -19.08% | -13.24%-5.8pp | 338.96%-358.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $347 | $696-50.1% | $1,160-70.1% | $2,597-86.6% |
| Participant deferral / active EE | $937 | $1,264-25.9% | $2,125-55.9% | $4,028-76.7% |
| Admin fee / account holder | $1,707 | $2,010-15.1% | $2,131-19.9% | $5,404-68.4% |