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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,857 | $37,446-63.0% | $77,513-82.1% | $79,852-82.6% |
| Participation rate | 26.5% | 41.5%-15.1pp | 54.2%-27.7pp | 69.6%-43.2pp |
| Annual return | 21.77% | 39.76%-18.0pp | 54.81%-33.0pp | 31.72%-10.0pp |
| Employer contribution / active EE | $298 | $637-53.2% | $987-69.8% | $2,471-87.9% |
| Participant deferral / active EE | $982 | $1,261-22.1% | $1,861-47.2% | $3,740-73.7% |
| Admin fee / account holder | $911 | $2,506-63.6% | $2,859-68.1% | $5,306-82.8% |