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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,921 | $69,118+128.5% | $53,647+194.4% | $138,895+13.7% |
| Participation rate | 57.1% | 64.0%-6.8pp | 56.3%+0.9pp | 79.9%-22.8pp |
| Annual return | 11.10% | 248.26%-237.2pp | 358.33%-347.2pp | 145.39%-134.3pp |
| Employer contribution / active EE | $394 | $1,189-66.8% | $962-59.0% | $4,194-90.6% |
| Participant deferral / active EE | $1,577 | $2,274-30.6% | $1,813-13.0% | $6,396-75.3% |
| Admin fee / account holder | $2,286 | $2,724-16.1% | $2,460-7.1% | $12,562-81.8% |