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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,904 | $84,551+1.6% | $61,452+39.8% | $134,532-36.1% |
| Participation rate | 63.6% | 62.2%+1.4pp | 52.6%+11.1pp | 81.2%-17.6pp |
| Annual return | -16.25% | 585.39%-601.6pp | 338.96%-355.2pp | 418.27%-434.5pp |
| Employer contribution / active EE | $361 | $1,545-76.6% | $1,160-68.8% | $4,741-92.4% |
| Participant deferral / active EE | $1,769 | $2,818-37.2% | $2,125-16.7% | $6,401-72.4% |
| Admin fee / account holder | $3,177 | $2,587+22.8% | $2,131+49.1% | $11,429-72.2% |