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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,631 | $87,733-34.3% | $106,555-45.9% | $85,847-32.9% |
| Participation rate | 85.9% | 71.9%+14.0pp | 76.1%+9.8pp | 69.3%+16.6pp |
| Annual return | 11.42% | 21.86%-10.4pp | 26.80%-15.4pp | 318.61%-307.2pp |
| Employer contribution / active EE | $0 | $2,073-100.0% | $2,819-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,192 | $3,469-36.8% | $4,399-50.2% | $3,952-44.5% |
| Admin fee / account holder | $22,583 | $6,767+233.7% | $7,408+204.8% | $6,261+260.7% |