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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,504 | $67,411+23.9% | $91,004-8.2% | $70,126+19.1% |
| Participation rate | 78.9% | 71.4%+7.6pp | 75.6%+3.3pp | 69.5%+9.4pp |
| Annual return | 13.42% | -40.16%+53.6pp | 4.60%+8.8pp | 73.15%-59.7pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,334 | $2,823-17.3% | $3,548-34.2% | $3,332-29.9% |
| Admin fee / account holder | $15,031 | $4,236+254.8% | $5,417+177.5% | $4,645+223.6% |