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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,402 | $81,208-24.4% | $98,920-37.9% | $79,856-23.1% |
| Participation rate | 93.1% | 72.5%+20.5pp | 76.0%+17.0pp | 69.6%+23.4pp |
| Annual return | 14.96% | 60.99%-46.0pp | 196.47%-181.5pp | 31.71%-16.7pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,045 | $3,265-37.4% | $4,245-51.8% | $3,741-45.3% |
| Admin fee / account holder | $7,829 | $6,013+30.2% | $6,643+17.9% | $5,306+47.5% |