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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,416 | $129,737-0.2% | $119,126+8.6% | $154,746-16.4% |
| Participation rate | 44.4% | 78.9%-34.4pp | 75.8%-31.3pp | 80.7%-36.3pp |
| Annual return | 17.99% | 379.08%-361.1pp | 282.11%-264.1pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,922 | $4,375-56.1% | $4,034-52.3% | $4,379-56.1% |
| Participant deferral / active EE | $4,517 | $5,842-22.7% | $5,318-15.1% | $6,730-32.9% |
| Admin fee / account holder | $6 | $11,961-99.9% | $10,693-99.9% | $14,365-100.0% |