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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,615 | $91,552-70.9% | $133,956-80.1% | $79,860-66.7% |
| Participation rate | 96.3% | 73.3%+22.9pp | 79.8%+16.5pp | 69.6%+26.7pp |
| Annual return | 15.49% | 61.85%-46.4pp | 45.09%-29.6pp | 31.72%-16.2pp |
| Employer contribution / active EE | $8,746 | $2,384+266.9% | $3,919+123.2% | $2,471+254.0% |
| Participant deferral / active EE | $2,461 | $3,733-34.1% | $5,048-51.2% | $3,740-34.2% |
| Admin fee / account holder | $4,310 | $6,321-31.8% | $8,927-51.7% | $5,306-18.8% |