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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,475 | $83,485-70.7% | $125,195-80.5% | $72,976-66.5% |
| Participation rate | 85.2% | 73.3%+11.9pp | 79.8%+5.4pp | 69.5%+15.7pp |
| Annual return | 11.15% | 25.77%-14.6pp | 43.79%-32.6pp | 81.02%-69.9pp |
| Employer contribution / active EE | $1,243 | $2,346-47.0% | $3,866-67.9% | $2,440-49.1% |
| Participant deferral / active EE | $2,416 | $3,586-32.6% | $4,937-51.1% | $3,608-33.0% |
| Admin fee / account holder | $10,024 | $5,518+81.7% | $9,704+3.3% | $5,124+95.6% |