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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,438 | $142,409+37.2% | $119,634+63.4% | $134,545+45.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -11.76% | -12.46%+0.7pp | -14.98%+3.2pp | 418.37%-430.1pp |
| Employer contribution / active EE | $11,015 | $5,224+110.8% | $4,232+160.3% | $4,742+132.3% |
| Participant deferral / active EE | $37,337 | $6,468+477.3% | $5,601+566.6% | $6,401+483.3% |
| Admin fee / account holder | $359 | $13,594-97.4% | $10,329-96.5% | $11,431-96.9% |