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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,277 | $131,835+79.2% | $108,582+117.6% | $273,972-13.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.71% | -91.57%+93.3pp | -51.70%+53.4pp | 41.46%-39.7pp |
| Employer contribution / active EE | $6,000 | $4,913+22.1% | $3,758+59.6% | $4,869+23.2% |
| Participant deferral / active EE | $15,642 | $5,127+205.1% | $4,311+262.9% | $5,287+195.9% |
| Admin fee / account holder | $11,192 | $10,253+9.2% | $7,645+46.4% | $10,133+10.5% |