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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,584 | $135,645+101.0% | $110,243+147.3% | $135,380+101.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.83% | 513.24%-518.1pp | 314.76%-319.6pp | 519.81%-524.6pp |
| Employer contribution / active EE | $6,173 | $4,907+25.8% | $3,827+61.3% | $4,779+29.2% |
| Participant deferral / active EE | $20,023 | $5,507+263.6% | $4,672+328.6% | $5,609+257.0% |
| Admin fee / account holder | $20,786 | $11,458+81.4% | $8,548+143.2% | $10,828+92.0% |