Filed November 9, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,555 | $103,966+16.0% | $112,504+7.2% | $75,184+60.3% |
| Participation rate | 4.9% | 75.7%-70.8pp | 80.6%-75.7pp | 67.2%-62.3pp |
| Annual return | -1.21% | 24.54%-25.8pp | 34.13%-35.3pp | 160.78%-162.0pp |
| Employer contribution / active EE | $0 | $3,870-100.0% | $4,571-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $0 | $5,456-100.0% | $6,522-100.0% | $4,127-100.0% |
| Admin fee / account holder | $0 | $7,663-100.0% | $7,048-100.0% | $5,652-100.0% |