Filed November 9, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,675 | $79,633+75.4% | $93,765+49.0% | $68,494+103.9% |
| Participation rate | 0.0% | 75.4%-75.4pp | 81.0%-81.0pp | 67.9%-67.9pp |
| Annual return | 13.94% | -0.10%+14.0pp | -11.32%+25.3pp | -7.86%+21.8pp |
| Employer contribution / active EE | $510 | $3,665-86.1% | $4,327-88.2% | $2,597-80.4% |
| Participant deferral / active EE | $0 | $5,158-100.0% | $6,099-100.0% | $4,028-100.0% |
| Admin fee / account holder | $168 | $6,871-97.5% | $7,184-97.7% | $5,403-96.9% |