Filed November 9, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,655 | $98,463+30.7% | $119,237+7.9% | $85,852+49.9% |
| Participation rate | 22.7% | 77.6%-54.9pp | 82.7%-60.0pp | 69.3%-46.7pp |
| Annual return | 20.05% | 38.53%-18.5pp | 30.70%-10.7pp | 318.66%-298.6pp |
| Employer contribution / active EE | $340 | $3,698-90.8% | $4,383-92.2% | $2,566-86.7% |
| Participant deferral / active EE | $0 | $4,942-100.0% | $6,112-100.0% | $3,952-100.0% |
| Admin fee / account holder | $125 | $7,493-98.3% | $7,229-98.3% | $6,261-98.0% |