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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,498 | $185,141+121.2% | $153,416+166.9% | $155,188+163.9% |
| Participation rate | 83.3% | 79.9%+3.4pp | 74.3%+9.0pp | 80.8%+2.5pp |
| Annual return | 10.09% | 18.72%-8.6pp | 17.84%-7.7pp | 148.84%-138.7pp |
| Employer contribution / active EE | $1,065 | $4,489-76.3% | $3,764-71.7% | $4,248-74.9% |
| Participant deferral / active EE | $6,780 | $5,477+23.8% | $4,723+43.6% | $6,531+3.8% |
| Admin fee / account holder | $2,844 | $16,005-82.2% | $13,095-78.3% | $14,480-80.4% |