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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,410 | $150,412+141.6% | $120,574+201.4% | $145,884+149.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 21.74% | 154.50%-132.8pp | 107.42%-85.7pp | 551.85%-530.1pp |
| Employer contribution / active EE | $1,126 | $4,355-74.2% | $3,471-67.6% | $4,662-75.9% |
| Participant deferral / active EE | $7,832 | $6,175+26.8% | $4,996+56.8% | $6,690+17.1% |
| Admin fee / account holder | $12,213 | $12,224-0.1% | $9,445+29.3% | $13,392-8.8% |