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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,930 | $141,001+112.0% | $112,228+166.4% | $139,487+114.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.98% | 32.75%-20.8pp | 30.23%-18.2pp | 373.84%-361.9pp |
| Employer contribution / active EE | $1,067 | $4,285-75.1% | $3,432-68.9% | $4,755-77.6% |
| Participant deferral / active EE | $7,816 | $5,877+33.0% | $4,800+62.8% | $6,713+16.4% |
| Admin fee / account holder | $9,513 | $9,959-4.5% | $7,752+22.7% | $11,407-16.6% |